Fix-and-flip + DSCR lending solutions

Funding for Real Estate Investors — Without the Bank Hassle

S.L. Douglas Capital connects investors with fix-and-flip and DSCR financing built around the property, strategy, and timeline.

  • Programs matched to your strategy
  • Clear deal guidance
  • Pre-approval within 24 hours

Photo by Max Vakhtbovych on Pexels

S.L. Douglas Capital black, gold, white, and silver brand artwork

What we do

The right lender for the deal in front of you.

We’re a private money brokerage. Instead of shopping your deal to bank after bank, we match you with the right lender for your project — fast, and without the red tape of traditional financing.

Whether you’re flipping a property or building a rental portfolio, we match your deal with fix-and-flip or DSCR financing designed around the numbers.

We move quickly, understand how to structure deals so they qualify, and connect investors with lenders ready to fund.

Loan programs

Two clear paths to investor financing.

Choose the program that fits your strategy: renovate and sell, or finance a property you plan to hold for rental income.

01 / SHORT TERM

Fix & Flip

Short-term financing designed for acquisitions and renovation projects where speed matters.

  • Purchase and rehab financing
  • Fast closings and asset-based review
  • Built for time-sensitive investor deals
Apply for a flip
02 / LONG TERM

DSCR

Long-term financing that uses the property’s rental income to determine qualification and loan fit.

  • Buy-and-hold rental financing
  • Purchase or refinance options
  • Built for growing rental portfolios
Apply for a rental

How it works

From deal details to the closing table.

01

Apply

Tell us about the property, project type, funding need, and closing timeline.

02

Get Matched

We review the numbers and tap our lender network to identify the right fit.

03

Close

Move forward with financing structured around your project and exit strategy.

Pre-approval within 24 hours.

Loan calculator

See what the financing may actually look like.

Use the full calculator to estimate loan amount, cash to close, monthly payment, leverage, DSCR, rate adjustments, and preliminary qualification.

Run your DSCR or Fix & Flip scenario

Choose a loan type, enter the property and borrower details, and receive a complete estimate of financing, cash to close, payment, leverage, and preliminary qualification.

Open Loan Calculator

About S.L. Douglas Capital

A faster, more direct path to funding.

S.L. Douglas Capital was founded by Shawn Douglas to help real estate investors present stronger deals and reach the right financing source without wasting time.

We understand deal math because that’s the language investors and lenders actually speak. Our job is to translate your project into a clear lending request, identify programs that fit, and keep the process moving.

Every deal is different. We focus on the property, borrower experience, capital plan, and exit strategy — then work toward a financing option that makes sense for the full picture.

Frequently asked questions

What investors usually want to know first.

How does fix-and-flip financing work?

Fix-and-flip financing is short-term, business-purpose funding for an investment property purchase and renovation. The review focuses heavily on the property, project budget, borrower experience, and exit strategy.

How does a DSCR loan work?

A DSCR loan uses the property’s rental income to determine qualification. The key calculation compares gross monthly rent with the property’s monthly debt obligations to measure whether the income supports the loan.

How fast can a loan close?

Loans can close in as little as seven days when the property, borrower, and required documentation are ready for review.

Can purchase and renovation costs be financed together?

Many fix-and-flip programs can finance both the property purchase and an approved portion of the renovation budget. The exact structure depends on the purchase price, scope of work, after-repair value, and borrower profile.

What information should I have ready?

Start with the property address, purchase price or current value, rehab budget if applicable, estimated ARV, requested loan amount, closing date, experience, and exit strategy.

Contact

Let’s talk about your deal.

Send the key details and we’ll come prepared to discuss the financing paths that fit your project.

Office1501 S Greeley Hwy, C #2101
Cheyenne, WY 82007

Business-purpose financing only. Submission is not a commitment to lend.

Send your deal details

Anything you don’t know yet can be worked out on the call.

By submitting, you agree to be contacted about your financing request.