:root { --primary:#172033; --accent:#c9a227; --ink:#172033; --muted:#667085; --paper:#f5f6f8; --surface:#fff; --line:#d9dde4; }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; color:var(--ink); background:var(--paper); font-family:Inter,Arial,sans-serif; line-height:1.55; }
a { color:inherit; }
.skip-link { position:absolute; left:-9999px; }
.skip-link:focus { left:16px; top:16px; z-index:20; padding:10px; background:#fff; }
.site-header { position:sticky; top:0; z-index:10; background:#fff; border-bottom:1px solid var(--line); }
.nav-shell,.section-inner { width:min(1180px,calc(100% - 40px)); margin:0 auto; }
.nav-shell { min-height:78px; display:flex; align-items:center; justify-content:space-between; gap:20px; }
.brand-logo,.footer-logo { display:block; max-width:220px; max-height:58px; object-fit:contain; }
.button { display:inline-flex; align-items:center; justify-content:center; min-height:46px; padding:11px 18px; border:0; border-radius:7px; font:inherit; font-weight:800; text-decoration:none; cursor:pointer; }
.button.primary { color:#fff; background:var(--primary); }
.section-kicker { margin:0; text-transform:uppercase; letter-spacing:.14em; font-size:.78rem; font-weight:800; }
.site-footer { padding:38px 0; color:#fff; background:#111827; }
.footer-grid { display:grid; grid-template-columns:minmax(220px,.7fr) 1.3fr; gap:30px; align-items:start; }
.site-footer a { color:inherit; }
.hidden,[hidden] { display:none!important; }
input,select,textarea,button { font:inherit; }
@media(max-width:700px){.footer-grid{grid-template-columns:1fr}.nav-shell{width:min(100% - 24px,1180px)}}

.application-shell {
  width: min(980px, calc(100% - 40px));
  margin: 0 auto;
}

.application-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  font-size: 14px;
  font-weight: 750;
}

.application-nav > a:first-child {
  color: var(--primary);
  text-decoration: none;
}

.application-intro {
  padding: 64px 0 48px;
  color: #fff;
  background:
    radial-gradient(circle at 88% 10%, rgba(209, 168, 75, .28), transparent 30%),
    linear-gradient(135deg, #4f1420, var(--primary));
}

.application-intro h1 {
  max-width: 760px;
  margin: 8px 0 14px;
  font-size: clamp(2.25rem, 5vw, 4rem);
  line-height: 1.05;
  letter-spacing: -.04em;
}

.application-intro > .application-shell > p:not(.section-kicker) {
  max-width: 780px;
  margin: 0;
  color: rgba(255, 255, 255, .84);
  font-size: 1.08rem;
}

.application-intro .section-kicker {
  color: #f1d58d;
}

.application-notice {
  display: grid;
  grid-template-columns: 150px 1fr;
  gap: 18px;
  margin-top: 28px;
  padding: 18px 20px;
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 10px;
  background: rgba(255, 255, 255, .08);
}

.application-notice span {
  color: rgba(255, 255, 255, .82);
}

.application-section {
  padding: 54px 0 80px;
}

.application-form {
  display: grid;
  gap: 28px;
}

.application-form fieldset {
  min-width: 0;
  margin: 0;
  padding: 30px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
  box-shadow: 0 12px 34px rgba(51, 35, 39, .06);
}

.application-form legend {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 0 10px 0 0;
  color: var(--primary);
  font-size: 1.35rem;
  font-weight: 800;
}

.application-form legend > span {
  width: 34px;
  height: 34px;
  display: inline-grid;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--primary);
  font-size: .9rem;
}

.application-form legend small,
.application-form h3 small {
  color: var(--muted);
  font-size: .75rem;
  font-weight: 600;
}

.fieldset-help {
  margin: 4px 0 24px;
  color: var(--muted);
}

.application-form h3 {
  margin: 26px 0 14px;
  color: var(--ink);
  font-size: 1rem;
}

.application-grid {
  display: grid;
  gap: 18px;
}

.application-grid.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.application-grid label {
  min-width: 0;
  color: #403a3c;
  font-size: .86rem;
  font-weight: 700;
}

.application-grid label em {
  color: #a11b34;
  font-style: normal;
}

.application-grid input,
.application-grid select,
.application-grid textarea {
  width: 100%;
  min-height: 45px;
  margin-top: 7px;
  padding: 10px 12px;
  border: 1px solid #cfd4dc;
  border-radius: 7px;
  color: var(--ink);
  background: #fff;
}

.application-grid textarea {
  min-height: 94px;
  resize: vertical;
}

.span-2 { grid-column: span 2; }
.span-3 { grid-column: span 3; }
.span-4,
.span-all { grid-column: 1 / -1; }

.business-purpose-confirm {
  padding: 20px 24px;
  border: 1px solid #e3c77d;
  border-radius: 10px;
  background: #fff8e8;
}

.check-row,
.check-field {
  display: flex;
  align-items: flex-start;
  gap: 11px;
}

.check-row input,
.check-field input {
  width: 18px;
  height: 18px;
  flex: 0 0 auto;
  margin: 3px 0 0;
}

.conditional-panel {
  margin-top: 24px;
  padding: 2px 20px 20px;
  border-left: 3px solid var(--accent);
  background: #fcfaf5;
}

.submit-panel {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 20px 28px;
  padding: 28px 30px;
  border-radius: 14px;
  color: #fff;
  background: var(--primary);
}

.submit-panel strong {
  font-size: 1.15rem;
}

.submit-panel p {
  margin: 6px 0 0;
  color: rgba(255, 255, 255, .78);
}

.submit-panel .button {
  color: #221c1d;
  background: var(--accent);
}

.submit-panel .small-note {
  margin: 0;
  color: rgba(255, 255, 255, .76);
}

.form-message:not(:empty) {
  margin-bottom: 20px;
  padding: 14px 16px;
  border: 1px solid #b5475c;
  border-radius: 8px;
  color: #74142a;
  background: #fff3f5;
}

@media (max-width: 760px) {
  .application-nav > a:first-child {
    display: none;
  }

  .application-nav .button {
    min-height: 42px;
    padding: 9px 12px;
    font-size: 12px;
  }

  .application-notice {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .application-form fieldset {
    padding: 24px 18px;
  }

  .application-grid.four {
    grid-template-columns: 1fr 1fr;
  }

  .span-3,
  .span-4 {
    grid-column: 1 / -1;
  }

  .submit-panel {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 500px) {
  .application-shell {
    width: min(100% - 24px, 980px);
  }

  .application-intro {
    padding: 44px 0 36px;
  }

  .application-grid.four {
    grid-template-columns: 1fr;
  }

  .span-2,
  .span-3,
  .span-4 {
    grid-column: auto;
  }
}